Owing more on your mortgage than your house is worth may seem like a bad investment. But the alternative - choosing to default on your mortgage even if you can afford the monthly payments - will take a significant toll on your credit rating.

The weather has warmed up. The flowers are blooming. The vacation plans are made. Summer is here. And even though it is almost time for you to choose health benefits for the coming year, there is still plenty of time to make the most of the plan you have now and maximize its value to you and your family.

When it comes to do-it-yourself projects that will save money on energy costs, there are many new products on the market that make it possible to save hundreds of dollars over time, with just a few hours of easy installation. Few of these products come close to the long-term benefits of installing a radiant barrier in your attic.

Not everyone who relocates has the luxury of doing it when school is out and the yard looks beautiful. If you're forced to sell your house and/or buy a new one outside peak season, you might have to work a little harder and think creatively.

Children learn the basics - math, English and science - at school. But when it comes to learning about saving and spending money wisely, the lessons begin at home.

Do you have a muscle car in the garage? Or maybe an older model Mustang, Corvette, Volkswagen or Cadillac? If so, what are you doing about auto insurance for your classic car?

Buying life insurance for the first time can be a daunting task for anyone. Luckily, there are several time and money saving tips that a person can utilize while buying life insurance.

Some savvy homeowners are having their cake and eating it too when it comes to energy-efficient home heating. Imagine cutting your heating bills, while boosting your home's comfort. Sound too good to be true? Not for the thousands of homeowners who are using radiant floor heating, one of the oldest and most efficient means of heating a home.

The next time you get an auto insurance (http://www.allstate.com/auto-insurance.aspx) bill in the mail, pay close attention to the premium you are charged. Has it gone up significantly since the last time you received a bill? If so, you may be able to do something about it.

Those younger than 40 often give little thought to life insurance products early on, as they are more inclined to wait until they reach specific life stages. But buying life insurance can be easier and less costly when you're young.